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UNCOIN
UNPAY

UNCoin for individuals & societies

UNCoin / UNPay is the simplest way to exchange money at very low cost.

Security and control over your money

UNCoin transactions are secured by military grade cryptography. Nobody can charge you money or make a payment on your behalf. So long as you take the required steps to protect your wallet, UNCoin can give you control over your money and a strong level of protection against many types of fraud.

Works everywhere, anytime

Just like with email, you don't need to ask your family to use the same software or the same service providers. Just let them stick to their own favorites. No problem there; they are all compatible as they use the same open technology. The UNCoin network never sleeps, even on holidays!

Fast international payments

Sending bitcoins across borders is as easy as sending them across the street. There are no banks to make you wait three business days, no extra fees for making an international transfer, and no special limitations on the minimum or maximum amount you can send.

Choose your own fees

There is no fee to receive bitcoins, and many wallets let you control how large a fee to pay when spending. Most wallets have reasonable default fees, and higher fees can encourage faster confirmation of your transactions. Fees are unrelated to the amount transferred, so it's possible to send 100,000 UNCoins for the same fee it costs to send 1 UNCoin.

Protect your identity

With UNCoin, there is no credit card number that some malicious actor can collect in order to impersonate you. In fact, it is even possible to send a payment without revealing your identity, almost like with physical money. You should however take note that some effort can be required to protect your privacy.

Protection against fraud

Any business that accepts credit cards knows the problem of payments that are later reversed. Chargeback frauds result in limited market reach and increased prices, which in turn penalizes customers. UNCoin payments are irreversible and secure, meaning that the cost of fraud is no longer pushed onto the shoulders of the merchants.

No PCI compliance required

Accepting credit cards online typically requires extensive security checks in order to comply with the PCI standard. UNCoin still requires you to secure your wallet and your payment requests. However, you do not carry the costs and responsibilities that come with processing sensitive information from your customers like credit card numbers.

Get some free visibility

UNCoin is an emerging market of new customers who are searching for ways to spend their bitcoins. Accepting them is a good way to get new customers and give your business some new visibility. Accepting a new payment method has often shown to be a clever practice for online businesses.

Multi-signature

UNCoin also includes a multi-signature feature which allows UNCoins to be spent only if a subset of a group of people authorize the transaction. This can be used by a board of directors to prevent any member to make expenditures without enough consent from other members, as well as to track which members allowed each payment.

Accounting transparency

Many organizations are required to produce accounting documents about their activity. Using UNCoin allows you to offer the highest level of transparency since you can provide information your members can use to verify your balances and transactions. Non-profit organizations can also allow the public to see how much they receive in donations.

You can be your own financial system

If you don't use any third party APIs, you can integrate a UNCoin node directly into your applications, allowing you to become your own bank and payment processor. With all the responsibilities that this implies, you can build amazing systems that process Bitcoin transactions however you would like.

UNCoin addresses to track invoices

UNCoin creates a unique address for each transaction. So if you were to build a payment system associated with an invoice, you simply need to generate and monitor a UNCoin address for each payment. You should never use the same address for more than one transaction.

Most of the security is on client side

Most security is handled by the protocol, eliminating the need for PCI compliance. Fraud prevention can be simplified down to monitoring a single variable: the confirmation score. Beyond that, keeping your UNCoins secure is mainly a matter of securing your wallet and using HTTPS or other secure protocols to send payment requests to customers.

New payment possibilities

UNCoin allows you to design new and creative online services that couldn't exist before because of financial limitations. This includes tipping systems, automated payment solutions, distributed crowd-funding services, time locked payment management, public asset tracking, low-trust escrow services, micro-payment channels.